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Wealth management and the new generation’s securities business
What’s special about the investment behavior among Gen Z? Which success factors should wealth managers consider in this context? In this interview, Mr. Thienel, Director Product Core Banking, Universal Banking, at Finastra, answers these and many more questions about wealth management and the securities business of the new generation.
Pension buyouts as a strategic option for banks and insurers: an interview with VEDRA Pensions
Pension buyouts: effects and risks
Sustainable transformation at VR Bank Rhein-Neckar: an interview with Christin Stock
We had the great pleasure of conducting an interview with Christin Stock, who used to be a consultant at zeb. Now she works at VR Bank Rhein-Neckar as Head of Corporate Development and Sustainability.
What is financial education, and where does it begin? Interview with Finstep
In an interview with Christian Binder, the founder of Finstep, we talked about the current state of financial education in Germany. The fintech company’s app features animated short videos that tackle questions like “How do I finance my education?” and “How do I get my first apartment?” while engaging young people with gamification approaches.
Agile leadership in times of change
The key lever for a successful modern organizations is agile leadership. What are the main challenges and what is their impact on leadership?
Alternative asset classes – investing beyond stocks and bonds
Overview of selected alternative asset classes, trends and implications for market participants.
Artificial intelligence (AI) and analytics in the financial services sector
The term “artificial intelligence” refers to technologies that emulate and support human abilities in seeing, hearing, analyzing, deciding and acting.
Asset tokenization: the path towards securities 2.0
What exactly does tokenization mean and how can banks profit from it?
Change management in IT transformation projects – esoteric or indispensable?
What is Change management?
Digital assets – what is it all about? Definition and development of a market that will be worth billions
Which drivers will influence the market environment for digital assets in the future?
Digital euro – definition and benefits
The digital euro is coming. The digital euro’s design will determine how it is going to benefit citizens and banks.
End-to-end organization (E2E)
E2E processes encompass a ready-to-go service delivery concept that covers the entirety of customer needs – at least from their point of view.
ESG – What does ESG mean for the financial sector?
Sustainability is a megatrend that permeates all levels of social life. What impact do ESG (environmental, social and governance) criteria have on banks? – Challenges and opportunities for banks.
Intelligent process automation – what’s that? Definition and development
Intelligent process automation refers to the transformation of business processes that previously could not be automated, because they involved the processing of unstructured data, and therefore had to be performed manually.
Metaverse – What’s in it for financial institutions?
What is the metaverse? What are the use cases for financial institutions and what key factors need to be considered when establishing a presence?
MiCAR unveiled: our comprehensive guide to crypto asset regulation in the EU
An overview of the European Markets in Crypto-Assets Regulation
Travel Rule for digital asset transfers
Digital asset transfers require compliance with the Travel Rule regulations!
What is asset management? Definition + trends
The term “asset management” refers to the financial service of managing assets by means of financial instruments with the aim of increasing the invested assets.
What is Banking-as-a-Service (BaaS)?
What is Banking-as-a-Service? Which banks and institutions may benefit from BaaS?
Various types of electronic securities and tokens that are issued using DLT systems
Crypto fund unit
A crypto fund unit is a share in investment funds or in individual share classes of an investment fund that is registered in a crypto securities register. The German Electronic Securities Act (Gesetz zur Einführung von elektronischen Wertpapieren, eWpG) also extends to electronic investment funds share certificates, which can thereby also be held in a central register.
Crypto security
Crypto securities are a new form of issuance for bearer bonds via a DLT-based crypto securities register.
Cryptocurrency
A cryptocurrency is a digital asset that enables cashless payments independent from any intermediaries or can be used for investment purposes.
Electronic stock
The German Financing for the Future Act (Zukunftsfinanzierungsgesetz, ZuFinG) enables the DLT-based issuance of electronic stocks.
Non-fungible token (NFT)
Non-fungible tokens (NFTs) are unique digital assets that can be issued and traded via DLT.
Security tokens
Security tokens are securities that represent a digital twin of an asset.
Components of the DLT infrastructure in our topic glossary
Crypto securities register
A crypto securities register is a register based on DLT technology for electronic securities as defined in the German Electronic Securities Act (Gesetz über elektronische Wertpapiere, eWpG). The Electronic Securities Act (eWpG) created a new financial service referred to as crypto securities registrar services.
Crypto wallets (wallets)
Wallets allow users to store and manage the cryptographic keys of tokens.
Decentralized application (dApp)
dApps are DLT-based software applications that make smart contracts usable through a GUI.
Decentralized finance
Decentralized finance describes decentralized systems that use software protocols to enable financial transactions between users without the involvement of financial intermediaries such as banks.
Distributed ledger technology: How does the DLT work?
Distributed ledger technology (or “DLT” for short) refers to a decentralized database that stores information in blocks that are distributed across a computer network.
Smart Contracts
Smart contracts are contracts implemented using DLT systems that automatically execute transactions when certain triggers occur, enabling digital transaction processing.
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