Laura Pfannemüller

Flexible and safe cloud solutions

One year after the beginning of the NSA affair, its repercussions are still present in the cloud business, as the current cloud monitor of the branch association Bitkom shows. The number of companies in Germany using cloud-based services or cloud resources is on the increase.

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Advanced credit pricing: On the trail of margin drivers

Risk-adjusted pricing of loans ensures in single transactions that individual values are achieved depending on the creditworthiness and collateralization of the customer. Thus, each customer pays for his/her “risk” in case of commercial credits, construction loans or current accounts.

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Visions for a balanced project portfolio

Nearly all institutions in the financial services sector have a huge demand for adjustments both on the organizational and the IT side. Various regulatory or accounting requirements are not the only drivers for change

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