Innovation & Digital

Digital banking, trends and innovations in the financial industry

Our articles on innovative business models, key technologies and exciting innovations.

At eye level with new digital competitors

Modern bank customers are spoiled, but not by their banks. Because most banks cannot provide what customers have come to expect in the โ€œdigital industriesโ€: access to the service portfolio over โ€œtheirโ€ mobile devices, real time settlement of transactions as well as comprehensive order transparency at extremely fast reaction speeds upon requests or complaints.

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Flexible and safe cloud solutions

One year after the beginning of the NSA affair, its repercussions are still present in the cloud business, as the current cloud monitor of the branch association Bitkom shows. The number of companies in Germany using cloud-based services or cloud resources is on the increase.

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Advising customers personally and securely on the web โ€” co-browsing forges ahead

The latest technological trends are considerably changing the usage behavior of bank customers. At heart, the issue is how banks and insurance companies should focus their advisory and sales services in future. The study Die Bank der Zukunft aus der Sicht der Digital Natives (The bank of tomorrow from the perspective of digital natives) prepared by the University of Hohenheim gives a surprising answer to the much discussed question of how banks should position themselves with regard to customer contacts and advisory service

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P2P lending โ€” BankingHub interviews Lendico

We were able to talk to Lendico about previous successes, credit processes as well as the German FinTech and start-up scene. Many thanks to Dr.ย Dominik Steinkรผhler (Managing Director and co-founder), Christian Dolif (Director Risk) and Alexander Ruthemeier (Expansion Management) for the open interview!

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