Research & Markets

Economic developments, dynamics, opportunities and potentials in banking

Observations and analyses of the current state of the banking sector, market volumes and margins of banking products and offers as well as relevant players in financial services.

Tree in front of a skyscraper as metaphor for theo role of banks in the biodiversity crisis

Interest rate turnaround 2.0 and the role of banks in the biodiversity crisis

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#50 – October 2024)
Skyscraper in construciton with green plants bottom-up as metaphor for the ESG Study 2024: Europe’s banks under the microscope

ESG Study 2024: Europe’s banks under the microscope

In cooperation with the Liechtenstein Bankers Association, zeb asked 36 European financial institutions, including large, state/cantonal and domestic-oriented banks, to self-assess their ESG status
Sailing boat in the storm as metaphor for the "European private client business 2024–2026: steadfast island in the storm?!"

European private client business 2024–2026: steadfast island in the storm?!

The year 2023 stood out as exceptional for banks across European markets. Business with private clients flourished. This begs the question of what the
A look at the sky as a metaphor for planning tomorrow's real estate investments today.

Planning tomorrow’s real estate investments today – part 1: zeb.solution framework

In the current volatile environment, the future of the real estate market is characterized by a variety of challenges, but also opportunities.
skyscrapers overgrown with green trees as metaphor for the ESG transformation advancing

ESG transformation advancing but still in progress

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#49 – July 2024)
The resurgence of problem loan management – challenges for banks

The resurgence of problem loan management – challenges for banks

Loan management is becoming a critical concern for financial institutions.
Determining heirs, shaping the future – estate forecasting

Determining heirs, shaping the future – estate forecasting

In the coming years, banks must aim to identify heirs and promote the retention of inheritable assets that are at risk of migration – the
interest rate risk conundrum

The interest rate risk conundrum

What is behind the alleged discrepancy between the banks’ negative IRRBB exposures and the observed increase in profitability? Which hedging strategies should banks use
The positioning of European asset managers

Asset Management Study: trends and success factors for profitable business in the long term

Current geopolitical developments and the resulting economic shocks pose new challenges for asset managers. In our asset management study conducted in 2023, we analyse
Start into a potentially challenging year 2024f or banks

A splendid start into a potentially challenging year

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#48 – April 2024)
Banking prospects 2024: “soft landing” or recession?

Banking prospects 2024: “soft landing” or recession?

Banks caught between favorable forecasts and acute risks
2024: The future of banks

The future of banks: despite a positive outlook, caution is advised in 2024

Every quarter, zeb.market.flash provides an overview of the performance of the world’s largest banks (measured by market capitalisation). This issue (#47 – January 2024)
A view of the sky as a metaphor for a view of the future of corporate banking

Corporate Banking Study 10.0

Given the many new opportunities that have arisen in corporate banking, banks’ earnings potential is expected to rebound in the medium term.
Band aid on smoke stack as metaphor for green funding: the path to green bond issuance capability

Green funding: the path to green bond issuance capability

Not all types of green bonds are suitable for every institution. Since far more than just the financial side must be taken into account
colorful cables joining in at the center as metaphor for future-proof client care and sales in private banking

How to future-proof client care and sales in private banking

How can private banking providers learn from developments in retail banking and how can they translate these insights into successful sales strategies for their
Flag of Switzerland: Cross-border business of Swiss asset managers

Cross-border business of Swiss asset managers

Compared to onshore markets such as Germany, Switzerland benefits more from demographic developments and asset growth in the rest of the world. Can Switzerland
Economies and banks at a pivotal turning point

Economies and banks at a pivotal turning point

zeb.market.flash, Q3 2023: (Issue 46 – October 2023): regulatory gaps between the U.S. and the euro area.
Man on a abstract background as metaphor for BigTechs’ future moves: from current state to industry domination?

Unveiling BigTechs’ future moves: from current state to industry domination?

BigTechs’ initial entry into the market provides valuable insights into their possible medium to long-term trajectories. Individual BigTechs may chart different paths based on
Creative glowing digital car on blurry night city as metaphor for the German fleet leasing market

German fleet leasing market – can the expansion of management services be a driving force in the future?

The fleet leasing business in Germany is facing new challenges. A highly competitive market and demanding macroeconomic circumstances call for new growth strategies.
Abstract flying in futuristic corridor as metaphor for The future role of BigTechs in financial services

The future role of BigTechs in financial services

BigTechs’ disruption of financial services is just getting started: the future role of BigTechs in financial services.
Light trail over the city as metaphor for: marathon towards “net zero” the role of banks

Marathon towards “net zero”: the role of banks in achieving climate neutrality

How to develop a science-based pathway aimed at reducing financed GHG emissions to achieve “net-zero” status.
network concept as a metaphor for Target Operating Model 4.0 – asset managers in a fully digital target picture

Tar­get Ope­ra­ting Mo­del 4.0 – asset managers in a fully di­gi­tal tar­get pic­ture

The value chain of asset managers could be almost completely automated and digitally mapped – in theory, human action and interaction are hardly necessary
regulatory gaps between the U.S. and the euro area

Markets regain confidence in banks

zeb.market.flash Q2 2023 (Issue 45 – July 2023): regulatory gaps between the U.S. and the euro area.
Medium-term interest rate scenarios and implications for European banks

Medium-term interest rate scenarios and implications for European banks

What medium-term interest rate scenarios are possible? What are the consequences for European banks? And what control levers, if any, do institutions have in
Treasury goes green: green funding

Green funding: ESG has arrived in treasury

ESG has become a key topic of public debate. It is also being widely discussed within the financial services industry. In this article, we
ESG data collection: operational lending business?

ESG data collection – a challenge for the operational lending business?

The increasing scope of ESG data requirements, however, poses significant challenges for financial institutions.
Banking crisis 2.0: Banking turmoil raises old familiar questions

Banking crisis 2.0: banking turmoil raises old familiar questions

zeb.market.flash Q1 2023 (Issue 43 – April 2023): Banking crisis 2.0 and its regulatory implications
Deposit business after the interest rate turnaround (article)

Deposit business after the interest rate turnaround – regional banks need a new sales story

Regional banks must rethink and reshape their deposit business. Sales challenges faced by savings banks and cooperative banks.
Cover: Private Banking Study Austria 2022

Private Banking Study Austria 2022

Analysis, simulation, focus topics and outlook: the private banking market in Austria.
Abstract image for the lending business 2023: trends and market forecasts

Lending business 2023: trends and market forecasts

Credit events: a global perspective In our review of the 2022 lending business, we examined credit events and trends around the

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